For founders, executives and families with complex balance sheets
Year-round tax strategy, compliance and estate coordination from a small team of CPAs and tax attorneys. One written plan each year, reviewed every quarter, and a partner who answers your call.
Serving clients in Texas and 38 states · By referral and application
| Q1 | Max out 2025 retirement and HSA contributions before filing | $21,800 |
|---|---|---|
| Q2 | Mid-year projection; reset quarterly estimates | $0 penalty |
| Q3 | Exercise ISOs under the AMT threshold | $38,200 |
| Q4 | Harvest losses against a concentrated stock position | $54,900 |
| Q4 | Fund three years of giving through a donor-advised fund | $71,500 |
Prepared by Catherine Rowe, CPA, PFS · Reviewed quarterly
Most of our clients arrive after a liquidity event, a promotion, an inheritance or a property portfolio that outgrew their preparer. Pick the one closest to you.
Founders and business owners
The decisions that matter most for a sale are made long before it: entity structure, stock eligibility, gifting and where you live when the deal closes.
Questions we answer
Executives
RSUs, ISOs, NSOs and deferred compensation each follow different rules. We map when to exercise, sell and diversify so a good year doesn’t become a large bill.
Questions we answer
Families and trusts
Gifting, trusts and charitable giving work best as a plan, coordinated with your estate attorney and reviewed as laws and family circumstances change.
Questions we answer
Real estate investors
Cost segregation, 1031 exchanges and the right ownership structure can change the after-tax return of a portfolio more than a better cap rate.
Questions we answer
Every client follows the same annual cycle, so the moves that save the most are made while there’s still time to make them.
We meet with your estate attorney, wealth manager and business counsel each quarter, so every advisor works from the same plan.
Individual, trust, partnership, S corporation and foundation returns, prepared and reviewed by the partner who wrote your plan.
If the IRS or a state asks questions, we answer them. Audit defense is included in every annual engagement.
Three representative situations. Details are composites and illustrative; every client’s plan is different.
The founder
Two years before the sale, shares were reviewed for QSBS eligibility and a portion gifted to trusts for the founder’s children at a lower valuation.
Federal tax avoided$3.1M
The executive
A three-year schedule of exercises, sales and charitable gifts brought one stock from 70% of net worth to 25% without a spike in tax in any year.
Concentration reduced70% → 25%
The family
Non-voting shares moved into a dynasty trust while the founders kept control, coordinated with the family’s estate attorney.
Estate tax exposure cut$8.4M
Each partner works with a limited number of families, so the person who builds your plan is the person who picks up the phone.
Managing Partner
Leads planning for founders and liquidity events. Previously a tax partner in a national firm’s private client group.
Partner, Estate and Trust
Tax attorney focused on trusts, gifting and multi-generational planning. Works alongside each family’s estate counsel.
Partner, Equity Compensation
Builds exercise and diversification plans for executives and early employees at public and pre-IPO companies.
We don’t bill by the hour, so you never hesitate to call. Your fee is set in writing after the introductory meeting, based on the entities, states and trusts involved.
Annual engagements typically begin at$18,000
You have equity compensation, a business or property portfolio, or an estate above the federal exemption, and you want one team thinking about all of it.
Apply for an introductory meetingFounders, executives and families whose taxes involve equity, businesses, trusts or property in several states. Most clients come to us by referral from an attorney, wealth manager or another client.
No. We don’t sell products or manage money, which keeps our advice independent. We work alongside your wealth manager so tax decisions and investment decisions line up.
After an introductory meeting we propose one fixed annual fee in writing, based on the returns, entities and planning involved. There are no hourly bills.
Yes. We prepare returns in most states and meet by video. Many clients have homes, businesses or trusts in more than one state.
We review your last two returns and what’s ahead in the next few years, then tell you plainly where we’d focus and whether we’re the right fit.
Tell us a little about your situation. A partner will reply within one business day to arrange a confidential introductory meeting, in person in Austin or by video.
(512) 555-0172 office@harrowvale.example 900 Vale Court, Suite 2100 · Austin, TX 78701